Internship Report State Bank of India Retail Credit Management System Bangladesh

 

 Development of any country is tremendously depended on the Credit   system of commercial bank .it is now very   important for economic development of country as well as for any commercial bank success also depend on the credit system. Maximum percentage of operating profit is come from credit section so every commercial bank should develop strong credit management system. Though sanction loan is the main function of commercial bank, lending money is not without risk. So commercial bank needs to sanction loan to consideration of self-protection.

State bank of India is one the leading banking corporation in the world and its credit management system is fascinating to compare the any largest commercial bank in the world and sanction loan amount is also very large. State bank of India, sylhet branch also tightly maintain the credit system of state bank of India and maintain the guideline of Bangladesh bank about credit.

Though all the system not under control of sylhet branch of state bank of India for loan sanction, sylhet branch of state bank of India is depended on Dhaka branch.

Actually state bank of India has strict rule for sanction of any kind of loans and state bank of India, sylhet branch maintain this very carefully and default rate is very little to compare the other commercial banks and others branch of state bank of India. Growth rate of sylhet branch of state bank of India is very appreciated able. 

State bank of India, Sylhet branch need to proper maintaining the   overall system about credit management. If this branch properly maintain, it branch will able to generate higher profit to compare with other branch of state bank of India.